【和潤企業汽車貸款】不限車齡 同業最殺 超高額度!

購車需要一筆為數不小的資金,因此許多人購車時會考慮辦理車貸,而其中經常聽到購車族提起的就是和潤車貸。
你有計畫辦理車貸嗎?想知道和潤車貸的評價嗎?
不妨先看看我們的分析,為您解析辦理和潤車貸的優缺點。

和潤辦車貸好嗎?評估前先做這一件事!


購車需要一筆為數不小的資金,因此許多人購車時會考慮辦理車貸,而其中經常聽到購車族提起的就是和潤車貸。
你有計畫辦理車貸嗎?想知道和潤車貸的評價嗎?
不妨先看看我們的分析,為您解析辦理和潤車貸的優缺點。

和潤企業汽車貸款的業務範圍包含什麼?

和潤車貸全名為「和潤企業股份有限公司」,成立於1999年5月,由和泰車(2207.TW)旗下之和展投資公司出資設立,因其為知名上市公司之子公司,所以合法性高,貸款利率也不會亂開價,這是較值得放心之處,服務項目包含以下三項:
(1)汽車分期事業:新車/中古車分期、營業車/機車分期、原車融資分期
(2)企業金融事業:機器設備租賃、機器設備分期、應收帳款受讓
(3)大陸事業:長期租車、機器設備租賃、保理業務、醫療設備租賃
其中又以各種車輛分期車貸為主要業務,以2018年度為例,和潤車貸營收比重為汽車融資佔62%、租賃佔28%、勞務佔10%;收入來源地區,台灣地區佔約71%、大陸地區佔約29%。

和潤車貸過件率高嗎?利率會很高嗎?

和潤車貸實際上就是一間融資公司,因此和所有市面上的融資公司一樣,他的審核條件會比銀行來的寬鬆,不過相對地,和潤車貸提供的貸款方案利率就會較銀行來的高。
而在貸款市場中,審核條件寬鬆伴隨著較高的利率是相當常見的事,這是因為當融資公司接受了條件較差的申請者時,同時也意味者須承擔更大的風險,因此融資公司會將利率調高以分散申請者未來可能無法還款的風險。

目前和潤車貸的利率範圍因貸款物件及個人信用的不同,年利率約落在4.5%到12%

  • 年利率約4.5%到12%。
  • 還款期限最短12期,最長72期
  • 申貸過程無任何手續費用。

和潤企業汽車貸款的優勢及特色

和潤企業汽車貸款官網免費線上申請諮詢

若您有汽車貸款的需求,這是一家可以信賴的公司,但還是要先去諮詢多比較。以下官網供您線上申請專人服務。

在〈“【和潤企業汽車貸款】不限車齡 同業最殺 超高額度!”〉中有 157 則留言

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